'Effective Immediately' — Barack Obama Gets Brutal Reality Check as President Trump's Administration Uncovers $10 Billion Obamacare Fraud Scheme
The Trump administration says it has uncovered what it describes as a massive fraud scheme within the Affordable Care Act.
Members of Trump’s administration allege that roughly $10 billion in taxpayer money was improperly paid out between 2021 and 2024 because of weakened enrollment safeguards under former President Joe Biden.
According to a Department of Health and Human Services report, officials have already removed nearly three million fraudulent or improper Obamacare enrollments and estimate another 2.6 million questionable enrollments remain.
Administration officials say the findings are part of a broader government-wide effort to eliminate fraud, waste, and abuse across federal programs.
The report traces the alleged problems to changes made during the Biden administration that expanded enrollment opportunities while relaxing income verification and eligibility checks.
At the start of Biden’s presidency, approximately 10 million people were enrolled through the Affordable Care Act exchanges. By 2024, enrollment had surged to roughly 22 million.
Federal investigators now believe millions of those enrollments were improper, fraudulent, or created without the knowledge of the individuals involved.
“By our estimate, improper, phantom, and fraudulent enrollment peaked at 5.6 million people in 2025,” the report states.
“We estimate 2.6 million improper and phantom enrollments remain, including over 1 million enrollments without a Social Security number.”
According to the report, several different forms of abuse contributed to the alleged fraud.
Officials say some applicants intentionally understated their income to qualify for larger taxpayer-funded subsidies.
Others allegedly received premium assistance despite failing to meet eligibility requirements.
Investigators also identified what they describe as “phantom enrollments,” in which insurance brokers allegedly enrolled people in Obamacare plans without their knowledge to collect federal commissions.
The report argues that reduced verification requirements made those practices significantly easier to carry out.
Since taking office, the Trump administration says it has restored stricter income verification requirements, ended several special enrollment periods, increased screening for duplicate Medicaid enrollment, and launched investigations into brokers suspected of creating phantom policies.
Officials also say they have strengthened oversight of agents participating in the federal marketplace.
As a result of those efforts, nearly three million enrollments have already been removed from the Affordable Care Act exchanges.
Even after those removals, approximately 19.2 million people remain enrolled.
The administration says its goal is not to reduce legitimate coverage but to ensure taxpayer dollars are being spent only on individuals who actually qualify.
“Preserving the fiscal and programmatic integrity of the ACA Exchanges is key to safeguarding taxpayer-funded resources for those that truly need them,” the report states.
“The federal government paying brokers to enroll individuals without their knowledge is not.”
The report also says the administration will continue pursuing additional enforcement actions against brokers and others accused of exploiting the program.
“The Trump Administration continues to aggressively root out fraud, waste, abuse, and corruption by promulgating new regulations to improve program integrity, investigating suspected improper or fraudulent enrollment, and taking action against agents and brokers committing fraud.”
The findings are likely to reignite debate over the Affordable Care Act and how aggressively eligibility rules should be enforced.
Supporters of the administration argue the report demonstrates that stricter oversight is necessary to protect taxpayers and preserve benefits for those legally entitled to receive them.
Critics of previous verification rollbacks have long warned that loosening enrollment safeguards could increase improper payments and fraud, while supporters of the Biden-era policies argued the changes made healthcare more accessible to eligible Americans, Fox News reported exclusively.
The administration says its investigations remain ongoing, with an estimated 2.6 million additional enrollments still under review as officials continue auditing the federal health insurance exchanges.
Trump has been pushing to replace Obamacare for over a decade, and this may give Republicans enough motivation to actually do something.
FBI Assisting After Graham’s Sudden Death As Questions Continue
The sudden death of one of Washington’s most influential Republicans continues to generate questions, with a new announcement from the FBI adding another development to an already closely watched story.
While many public figures have speculated about what may have happened, federal officials have so far limited their comments to confirming they are assisting authorities as the investigation into Sen. Lindsey Graham’s death continues.
FBI Director Kash Patel announced Sunday that the Federal Bureau of Investigation is assisting local authorities following the unexpected death of Sen. Lindsey Graham, who died Saturday at the age of 71 after what his office described as a “brief and sudden illness.”
“Our FBI is assisting local authorities and has made every necessary resource available,” Patel wrote on X.
Patel did not elaborate on the nature of the FBI’s assistance, and neither the bureau nor local authorities have indicated that foul play is suspected.
Graham’s office announced his death early Sunday morning but did not disclose an official cause of death.
According to multiple reports, emergency dispatchers received a 911 call from Graham’s Washington, D.C., residence at approximately 8:30 p.m. Saturday for a person experiencing cardiac arrest.
Authorities have not publicly released the findings of any medical examination, and no official cause of death has been announced.
The longtime South Carolina senator had just returned from a trip to Ukraine, where he met with President Volodymyr Zelenskyy and visited Ukrainian military facilities while reaffirming his support for continued U.S. backing in the country’s war against Russia.
Graham had also been one of the Senate’s most outspoken advocates for strong action against Iran and other U.S. adversaries.
Following news of his death, Iranian state television aired comments from a presenter celebrating Graham’s passing because of his outspoken positions on Iran and U.S. foreign policy.
The combination of Graham’s high-profile national security role, his recent overseas travel and the absence of an official cause of death has prompted widespread public speculation online.
Megan Mobbs, director of the Center for American Safety and Security at the Independent Women’s Forum, argued that a cardiac arrest call alone does not explain what caused Graham’s heart to stop.
“Cardiac arrest tells us how his life ended. It does not tell us why his heart stopped,” Mobbs wrote on X.
She said the circumstances warranted “a complete forensic autopsy, preservation of all relevant biological specimens, comprehensive toxicology and histology, and consultation with federal law enforcement and counterintelligence authorities.”
Conservative commentator Matt Van Swol questioned the timing of Graham’s death, pointing to recent video showing the senator appearing healthy during his trip to Ukraine.
Meanwhile, conservative activist Laura Loomer called for a full investigation, citing past threats made against Graham by individuals associated with Russia.
Others urged caution against jumping to conclusions.
Townhall columnist Dustin Grage wrote that a source told him Graham had dealt with blood pressure issues for decades and noted that the senator’s father also died from cardiac arrest at age 69.
“I know the conspiracy theories won’t stop, but sometimes life just happens. Not everything is a conspiracy,” Grage wrote.
Radio host Dana Loesch echoed that sentiment, saying sudden cardiac events often occur without warning.
For now, the confirmed facts remain limited: Graham died following what his office called a brief and sudden illness, the FBI has confirmed it is assisting local authorities, and officials have not announced an official cause of death.
Until additional information is released by investigators or the medical examiner, questions surrounding the circumstances of Graham’s death are likely to continue.
Top DHS Special Agent And His Wife Found Dead
A Department of Homeland Security special agent and his wife were found dead in their New Jersey home in what appears to be a murder-suicide, prosecutors said.
Police in Sayreville responded to the couple’s home on Glynn Court around 8 p.m. July 3 and found Kelly Latauro, 46, dead inside the residence, the Middlesex County Prosecutor’s Office said.
Her husband, 52-year-old Christopher Latauro, was discovered dead in the backyard.
Both appear to have been shot.
Authorities said Christopher is believed to be the shooter and the case is being investigated as a murder-suicide.
Police told residents to keep away from Glynn Court, from Deerfield Road to Scarlet Drive, briefly because of police activity.
The area was reopened about 40 minutes later, but police remained on scene.
According to NJ101.5, citing DHS records from 2019 and 2020, Christopher was a special agent for the Department of Homeland Security.
Authorities have not said what may have sparked the violence.
Kelly’s sister-in-law Robyn Perlman-Spencer confirmed her death in a Facebook post on July 7, remembering her in a heartbreaking tribute.
“As many of you may now know, my beautiful sister in law Kelly Iatauro was senselessly and suddenly taken from us on Friday. Kelly was a bright light- kind, thoughtful, hysterical, inappropriate, and just one of the most amazing people I’ve ever known. She left a lasting impression on anyone that was lucky enough to know her,” Robyn wrote in part.
Sayreville police confirmed officers responded to the Glynn Court residence on July 3 and found both people dead of gunshot wounds.
The incident is being treated as a murder-suicide, and Christopher is suspected to be the shooter, the spokesperson said.
The Department of Homeland Security and Middlesex County Prosecutor’s Office did not immediately respond to additional requests for comment on the case.
What began as a heavy police response to a deadly scene left two people dead and the quiet Middlesex County neighborhood stunned.
Investigators are still trying to piece together what happened inside the home leading up to the gunfire.
Separately, Homeland Security Secretary Markwayne Mullin made headlines last week with an election-related announcement.
Mullin on Friday said officials who don’t cooperate with the administration’s election security efforts may be slapped with fines — and potentially prison time.
“If the election officials, once we gave them the information they need to secure their elections — and they chose not to — then those individuals can also be held accountable by fines, by penalties, and even, depending on how far it goes, prison time,” Mullin said during a press conference at the Eisenhower Executive Office Building.
Mullin also promised DHS would work to “speed up our security enhancements” for states.
He vowed to hold up federal election security grants until state officials took steps the administration demanded, including running their voter registration lists through a system that checks for non-citizen voters on the rolls.
Mullin made his comments after President Donald Trump’s primetime address on election security Thursday night, when he repeated already known concerns about the security of voting systems, alleged Chinese efforts to get into voter rolls, and aired old gripes about the results of the 2020 election, which he lost to Joe Biden.
In his remarks on Friday, the DHS secretary focused on DHS’s work with states to secure election systems and scrub voter registration rolls for fraud and concerns about noncitizen voting.
The Justice Department also sent letters this month threatening prosecution to election officials across the country if they don’t remove noncitizens from their voter rolls.
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On Friday, Mullin seemed to suggest that the agency was able to estimate the numbers using the Systematic Alien Verification for Entitlements (SAVE) system at the U.S. Citizenship and Immigration Services and said 23 states are already working with DHS to analyze voter rolls.
And he criticized the legal challenges that are hindering the administration’s efforts: Last month, a judge blocked the Trump administration from creating a database of information about Americans, including Social Security numbers and citizenship status.
